VA Loans
Maximize Your Military Benefits with Affordable VA Loans
Secure Your Dream Home with a VA Loan
As a veteran, you've earned the opportunity to purchase a home with favorable terms through a VA loan. Learn about the benefits, eligibility requirements, and how to get started.
VA Loans
VA loans are streamlined, affordable, and accessible, offering benefits like zero down payment, competitive interest rates, and no PMI. With a faster process and flexible eligibility, these loans make homeownership more attainable for veterans, active-duty military, and eligible spouses.
Benefits of a VA Loan
- No Down Payment Required: In most cases, VA loans allow for 0% down payments, making homeownership more accessible.
- Competitive Interest Rates: VA loans often offer lower interest rates compared to conventional loans.
- No Private Mortgage Insurance (PMI): VA loans eliminate the need for PMI, saving you money each month.
- Streamlined Process: The VA loan process can be quicker and easier than other loan types.
- Flexible Eligibility: VA loans are available to veterans, active-duty military, and eligible surviving spouses.
VA Loans - Q&A’s
- Who is eligible for a VA loan?
- Eligible members include:
- Veterans who served on active duty for at least 90 days during wartime
- Veterans who served on active duty for at least 181 days during peacetime
- Reservists who served on active duty for at least six years
- Eligible surviving spouses of veterans
- What is the maximum loan amount for a VA loan?
- The VA loan limit varies by county. You can find your county's limit on the VA website.
- Do I need a down payment for a VA loan?
- In most cases, you do not need a down payment for a VA loan. However, if you have a credit score below 680, you may be required to make a down payment.
- Can I use a VA loan to refinance my existing mortgage?
- Yes, you can use a VA loan to refinance your existing mortgage.
- How do I apply for a VA loan?
- Contact a VA-approved lender, such as Texas Lending Solutions, to start the application process.
Why Choose Texas Lending Solutions?
At Texas Lending Solutions, we pride ourselves on offering a seamless mortgage process with expert guidance at every step. Our team of dedicated professionals will work with you to find the best loan option, ensuring you get the keys to your new home with confidence.
Why Choose Texas Lending Solutions?
- Personalized Service: We take the time to understand your unique financial situation, so we can recommend the best mortgage options for your needs.
- Quick and Easy Approvals: Our streamlined process ensures a fast approval, so you can move forward with your home purchase without delays.
- Local Expertise: As a Texas-based lender, we know the local market and can provide insights that national lenders can’t match.
Ready to explore your options? Contact Texas Lending Solutions today to learn more about our conventional loan programs and take the first step toward owning your Texas home.
Building Trust, One Loan at a Time
Shella was nothing short of amazing! Each and every employee at Texas Lending Solutions went above and beyond for the entire loan process! We looked at the home on March 2nd and we closed on March 28th! We hadn’t even been pre-approved or anything. How’s that for a fast turn around? Any questions we had, their staff didn’t hesitate to respond to, or find someone who could. What an awesome home buying experience!
MEAGHAN B.
Dallas
Paul reached out to me when the rates were really low. We had spoken a few years ago when I bought this home with a 30-year mortgage. He found a way I could get a new 20-year mortgage which effectively eliminated 8 years of payments! Paul is a professional who knows his stuff. His team are thoughtful and amazing. I highly suggest using Texas Lending Solutions for your new home or refinancing needs.
JENNIFER H.
Houston
I am a first-time home buyer and was very unsure of how the process of buying a house would be but Jimmy is very knowledgeable and answered any questions I had. He is very kind and understanding which gave me confidence in buying a house. I am so lucky that I was able to work with Jimmy and I highly recommend him thank you so much, Jimmy for giving me a great experience.
MARISELA H
Austin
Ready to Take the Next Step?
Our team of mortgage experts is here to guide you through the pre-approval process and answer any questions you may have. Contact us today to schedule a consultation and take the next step towards owning your dream home.