El Paso

Your Trusted El Paso Mortgage Lender

Texas Lending Solutions is your trusted local mortgage lender, serving El Paso and surrounding areas.

Get Your Lowest Rate In Minutes

By giving us your phone number and email address, you are giving Texas Lending Solutions permission to contact you via email, phone, or text.

HERE'S WHAT SETS US APART

Competitive Rates & Low Fees

Save money on your home loan.

Fast Closings

Get into your new home quickly.

Wide Range Of Loan Options

FHA, VA, USDA, conventional, and more.

Personalized Service

We’re here to answer your questions and guide you every step of the way.

Local Expertise

We understand the local housing market.

Explore the Possibilities of Refinancing

If you’re thinking about refinancing, our cash-out refinancing options allow you to tap into your home’s equity—whether you’re upgrading your home or consolidating debt. With refinancing solutions that can lower your monthly payments or shorten your loan term, we’re here to help you maximize your financial potential in today's thriving economy.

Tall buildings against a bright blue sky

Refinancing? We Offer Two Options

Rate/Term Refi:

Keep your current loan amount but get a better interest rate or new loan term.

Cash-Out Refi:

Tap into your equity and get a lump sum of cash at closing.

YOUR El Paso HOMEOWNERSHIP STARTS WITH TEXAS LENDING SOLUTIONS

Looking to buy a home or refinance in El Paso, TX? Texas Lending Solutions offers personalized mortgage solutions tailored to the unique needs of first-time homebuyers and homeowners in the El Paso area. Whether you’re looking for down payment assistance or want to refinance to lower your payments, consolidate debt, or access equity for home improvements, we’ve got the right mortgage solution for you.

The El Paso real estate market is on the rise, with increasing demand in neighborhoods like Mission Hills, Kern Place, and Cielo Vista, as well as nearby areas like Horizon City and Canutillo. El Paso’s affordability, coupled with its steady home price growth, makes it an excellent time to enter the market. For first-time homebuyers, we offer a range of loan options, including FHA, VA, USDA, and Conventional loans, along with down payment assistance programs that can make homeownership more accessible. Homeowners looking to refinance can benefit from our cash-out refinancing options, allowing you to leverage your home’s equity to achieve financial flexibility or make home improvements.

At Texas Lending Solutions, we know that buying or refinancing a home in El Paso is more than just a transaction—it’s about finding your place in a city that’s dynamic, creative, and full of opportunity. Let us guide you through every step of the process with a seamless, stress-free experience. Get pre-approved, apply now, or contact us for more information to start your journey today. Texas Lending Solutions is here for you, offering support and building long-term relationships with every client in the heart of Texas.

READY TO TAKE THE NEXT STEP?

At Texas Lending Solutions, we’re dedicated to guiding you through every step of the mortgage process. From pre-approval to closing, our team is here to provide expert advice and support. Let us help you turn your dream home into a reality.

Your Trusted Texas Mortgage Experts

Photo of Jimmy<br> Smith

Jimmy
Smith Loan Officer- NMLS
#2038961

Photo of Paul<br> Duane

Paul
Duane Loan Officer- NMLS
#330193

Photo of Shella<br> Hendricks

Shella
Hendricks Loan Officer- NMLS
#2428695

Building Trust, One Loan at a Time

5 Stars

Shella was nothing short of amazing! Each and every employee at Texas Lending Solutions went above and beyond for the entire loan process! We looked at the home on March 2nd and we closed on March 28th! We hadn’t even been pre-approved or anything. How’s that for a fast turn around? Any questions we had, their staff didn’t hesitate to respond to, or find someone who could. What an awesome home buying experience!

MEAGHAN B.
Dallas

5 Stars

Paul reached out to me when the rates were really low. We had spoken a few years ago when I bought this home with a 30-year mortgage. He found a way I could get a new 20-year mortgage which effectively eliminated 8 years of payments! Paul is a professional who knows his stuff. His team are thoughtful and amazing. I highly suggest using Texas Lending Solutions for your new home or refinancing needs.

JENNIFER H.
Houston

5 Stars

I am a first-time home buyer and was very unsure of how the process of buying a house would be but Jimmy is very knowledgeable and answered any questions I had. He is very kind and understanding which gave me confidence in buying a house. I am so lucky that I was able to work with Jimmy and I highly recommend him thank you so much, Jimmy for giving me a great experience.

MARISELA H
Austin

Get A Quick Consultation to See What You Qualify For!

Discover your eligibility for a personalized mortgage solution.

By giving us your phone number and email address, you are giving Texas Lending Solutions permission to contact you via email, phone, or text.